Here Is Why Your Business Needs Web or Mobile Apps Urgently

The absence of a planned digital strategy comes out as one of the top reasons leading to the failure of a business besides poor management, insufficient capital, bad location, lack of planning and over expansion.

Key Warning Signs of a Business Failure

Losing customers

Is your lead generation or customer acquisition rate going down? And customer churn rate going up? If yes, it’s a worrying sign. Brands which are less accessible are more likely to lose their customers. Reasons? Customers are getting impatience. Yes, you heard it right. You have to serve him or her instantly; not at your earliest, rather at their earliest. Some experts may quote the term “Quick turn around time” for the same. If you are losing your valuable customers, somewhere at customer touch points your accessibility and promptness are getting compromised.

Losing too much money

Are you consistently missing out on your ROI target? If yes, it’s a wake-up call. You need to check on expenses or outgoing cash flow immediately. You need to have better insights on where and how expenses are being made and where and how you are failing to monetise the opportunities that are on way.

Whether it’s running a manufacturing unit, sales or marketing operation or a customer service one, you are incurring subtle investment towards all. Don’t you? But running a business operation arbitrarily will hardly generate ROI that you want. Instead, it would be a graveyard for your investment.

Reduced workforce efficiency

If the workforce efficiency remains at low for a considerable amount of time, it’s an indication of a revenue leakage, failure in getting on the right strategy, flaws in communication and collaboration or sometimes all. Such things can cause a decline in the workforce efficiency. Consequently, none but you are at the receiving end.

Failure to cope with compliances

Got challenging to withstand the regulatory compliances? Have fines and penalties become an affair? If you nod to it, it means your modus operandi needs an overhaul.

In the pro-employee and pro-customer era, you have to adhere to a wide range of compliances to remain in the marketplace and earn credibility. Failure in doing so not only erodes the revenue or profit but also the trust and reputation, which is difficult to restore.

Failure to meet customer’s expectations

Not getting satisfactory reviews from your customers? Customer-satisfaction metrics shifting from good to average and average to poor? Or customers heading towards your competitors? What does it indicate? Your products or services demand innovation. Time has come to get closer to the customers and understand what they exactly want.

What to Do Next

If you have observed any of the symptoms in your business ecosystem, then it’s time to seriously brainstorm to find ways to innovate your operation, collaboration, communication, sales & marketing, customer service and branding endeavors. While doing so, you are likely to come across a good deal of suggestions from your team of decision makers on how to improve and overhaul the business. But is there any critical aspect that links or overlaps with all? Undeniably, it would be none but the digital strategy. Perhaps, this is the backbone that supports all.

Websites and apps have a great potential to revolutionise the way you work and the way customers interact with you. Here is what they do:

  • Build an infrastructure which stays active 24 hours a day, 7 days a week and 365 days a year.
  • Bring insights on industry trends, customer behavior and expectations.
  • Help you check loopholes in the operation.
  • Help you track the performance of your people.
  • Change the perception of the brand in the people’s mind.

Hence, it’s imperative to hire the right app development and web development services provider citing their background, including capabilities, client-satisfaction track record, rewards or recognition, pricing and much more.

Things to Mind Before You Quote Your Needs

Understand the Users: Do remember that behind every website, application or device, there would be a user. And with the investment in app or website development services, your attempt should be to ease his or her job. Let him find the right information, the right tools and features and the right level of digital security to work, contribute and connect using the website or app.

Understand the Trends: The digital consumption pattern has changed a lot in the past few years: from desktop to smartphone and from the web to app. While these are macro-level changes that are apparently visible, there are many micro-level level changes as well. For instance, within a particular geography, demographic niche and economy, the change in digital consumption is minute yet subtle. If you want your business to perform well, then make sure your website or app is capable of serving the needs of all audiences you are targeting at.

Understand the Difference: What is an ideal Android app development strategy for a manufacturer could be of no use to a restaurateur and the vice versa. Even in the same industry type, the need of sales and marketing team varies from that of inventory management, finance, HR, and so on. Even two businesses from the same industry type, can’t resort to the same website or app development strategy because their needs and challenges could be different, their visions and missions may not be the same. Thus, the need of the hour is to have customised web and mobile apps.

How to Sell Your Writing Skills and Make Money

Experienced freelance writers make money by ghost-writing scores of articles for clients across the world. the following useful article writing and selling tips will help budding writers find a firm foothold in the world of content writing. You can plan and prepare your writing career and prevent a ‘trial and error’ approach.

The important fact to bear in mind is that in order to be able to sell your writing services, you must be able to first follow certain basic rules of online writing.

Article Writing Tips

1. Writing formats: Get familiar with different writing assignments that you could be asked to complete. For example, writers could be asked to work on grant submissions (requesting funds for upcoming projects, usually related to NGO and charitable organizations), press releases (information regarding the release of a new product or service), website content (landing page, ‘about us’ page and so on) or e-books.

The formats of each form of writing is different. There is plenty of information available on the Internet; invest time reading about different types of writing.

2. Choice of English style: Articles are generally written in American, UK or Australian English. Please understand that these are all different variants of the English language. Clients may request that articles be written for a local or international audience. There will be subtle differences in spelling as well as language.

For example, ‘neighbor’ is American English while ‘neighbour’ is British English. Similarly, the Americans say ‘counselor’ while other countries spell the same word as ‘counsellor’.

If you are not sure, ask your client for further clarification. Correct spelling is a crucial factor in getting good work assignments. One incorrectly spelled word can ruin the impression.

3. Research: Researching abilities are another vital contributing factor in crafting a top-notch article. As a budding freelance writer, you may be required to write articles on various genres and subjects. These could include finance, banking, gardening, cooking, health, business, home decor, parenting among several others.

Obviously, we cannot be experts on every subject under the sun. Hence, intensive research will help you find out salient facts and useful information.

For example, if you are asked to write an article about savings accounts in the UK, sit down and read through four or five credible websites for information. If you read about ‘CD ladders’ (bank deposits), look for more information about CD ladders and how they work.

Your article should be able to provide solid, useful and well-researched information to readers. Your aim is to put together information from various sources so that the reader has access to all the information in one place.

A word regarding choice of websites: Please bear in mind that there are excellent websites and several mediocre and unreliable ones at the same time. Avoid gathering information from ‘forums’ etc. Stick to government, educational or reputed websites. This way you can be sure of providing your clients with updated and factual information.

4. Work count and keyword insertion: Keywords are important words and phrases that help an article or website attract traffic. They are based on the factb that all readers begin a search with a word or phrase.

For example, readers looking to travel to Paris may type in ‘Paris holiday’ in the browser to begin seraching for good Paris holiday deals. Clients may often request the use of certain keywords in order to help their website gain visibility.

For instance, a client may ask you to write an article of 500 words and use a specific keyword say, three times in the article. You must be able to weave the keyword skilfully into the article without making it appear contrived. Avoid simply ‘stuffing’ it in. Use the keyword in a way that sounds sensible and logical.

Ideally, keywords should be used in the title, first line and last line (however, this is not a hard and fast rule). Pay attention to required keywords and keyword count.

Please do not ‘fill’ in the article with useless, shallow information. In the world of freelance writing, this is referred to as ‘fluff”. As the name suggests, ‘fluff’ refers to useless, irrelevant information that is merely written to complete the required word count.

Here is an example to illustrate the point:

a. Everybody needs a bank account to manage their money. Banks offer customers several options for saving their money. Services and quality varies across banks.

b. Opening a bank account is an excellent way to manage your money. banks offer several options including deposits, saving schemes and investment portfolios to help you build a consolidated fund pool.

Option (b) is more informative sentence compared to (a). Avoid scrimping on research. Shallow and inadequate research is tantamount to producing ‘fluffy’ content.

5. Plagiarism issues: While crafting content for clients, please do not copy-paste information. All information on the Internet is copyrighted and copying is illegal. Read up information and then write it in your own words. That’s exactly what you are getting paid for.

Images, diagrams and photographs are also associated with strict copyright. Please ensure that you use legitimate, copyright-free images that you are allowed to use.

Taking unscrupulous short cuts is likely to lead to a bad name and poor reputation. You can also consider buying credits from ‘Copyscape’; a website that helps you check your work for plagiarism.

6. Deadlines: Deadlines are sacrosanct and writers must respect them implicitly. Examine the amount of work that you need to do and allot yourself the required time duration. Avoid promises that you will find difficult to honor. If you need four days to complete a piece of work, communicate that to your client honestly.

Missed deadlines and delays should be avoided because you will ruin your reputation with your client. He will end up leaving a poor review for you out of pique and frustration.

7. Choose your clients carefully: Please remember that there are thousands of clients looking for writing services. As with other fields of work, there are excellent clients. But not all of them are professional. During the course of your writing career, you may come across stingy, demanding, rude and unreasonable clients.

In my humble opinion, looking for good clients is far more important compared to looking for good projects. The simple reason is that a good project will come to an end while a good client will provide regular work.

This is not to say that you should not consider any work from new clients. However, learn to be discerning in your choice of clients. You are here to sell valuable writing skills. Conduct yourself with dignity and treat your work with respect. Not everyone can write – that’s why your client wants your services in the first place. Avoid selling your work short – this also harms the prospects of other writers.

Clients get the false impression that they can always strike a bargain and pay cheap rates for good work.

8. Client-writer etiquette: The good news is that 96% of clients are really nice. They are here to look for good writers and will be happy to pay for competent services. Ask for feedback from your clients after you complete a piece of work. Be ready to incorporate any requested changes/revisions (within reasonable limits). Build a good rapport with clients. Make it a point to respond to all queries within 24 hours. They will be likely to contact you for further assignments.

9. Use your spare time to build credibility and a good reputation. Write to well-known websites that accept articles for submission. This will help you prove your abilities and reliability to your clients.

There are thousands (indeed millions) of websites that require content, images and articles and blogs to be written. Online writers can earn a decent income from writing for clients who want to build websites. Additionally, you can write for agents who sell your work to clients.

Freelance online writing is an interesting field that is pleasurable and lucrative at the same time. All it takes is effort, diligence and perseverance to make a successful career out of online writing.

Deep In Debt? A Three-Tiered Budgeting Approach Will Guide You To Debt Freedom

How do you budget when mired in debt? You know you have reduced to the limit; fluff is gone. Still, your financial adviser tells you budgeting is the certain, orderly path to debt freedom. How?

Try this three-tiered budgeting approach to emerge from debt gradually, with a strong foundation:

  1. Sacrificial
  2. Sustaining
  3. Supplemental

Money management is lifestyle management; so to succeed you must adjust your lifestyle. Take a few steps back before you start advancing; but understand that the journey will be long and slow.


This is the most difficult place to live. Deep in debt, unable to do what you want, persuaded you have sacrificed completely, you know today’s expenses exceed your income.

The sacrificial living level means spending, including debt repayment, below your income, consistently. It means reassessment of needs and wants to focus on “must haves” only. To start, you need to review the previous three-months’ spending. Second, track spending for one month. Third, set a goal to adjust your lifestyle to the level your income will support.

From this review, list items you must have to survive, be ethical, and legal. These items alone will be in your sacrificial budget:

  1. Basic groceries (eliminate pop, chips, junk)
  2. Essential transport
  3. Basic housing
  4. Essential health care
  5. Essential communications

Many people’s sacrificial budgets exclude these items:

  1. Eating out
  2. Clothes
  3. Books
  4. Pets (This is tough to do, and highly personal)
  5. Vacation
  6. Paid entertainment: cable, satellite

Folks will tell you to use coupons. Be cautious; use them for needed items only. Don’t let them drive your spending.

If you own your home, and the market value exceeds your mortgage, consider selling it, repaying debt, and starting over. Next, rent and save at least 20% down payment to buy a home. If your mortgage is more than the market value of the home, work with your financial institution to get help; don’t walk away.

Sacrificial living can be lonely. Join an accountability, Bible study, or other small group. Accept your condition; don’t grumble. This is an opportunity to learn, grow, and later, to help someone in your current position. Keep a journal to record progress, challenges, and set backs.

Time spent in this phase will depend on your attitude, commitment to it, and your indebtedness. Living here will be inconvenient and challenging because you must sacrifice and forego conveniences.

When the fridge, washing machine, or other appliance breaks, you can’t spend to fix or replace it. Your mantra must be: I cannot afford more debt; I am at my limit. I must be patient, humble, creative.

As you become comfortable, realistically, less uncomfortable, living at this sacrificial level, your attitude to spending will change. You will notice you need fewer clothes; you will eat out fewer times; and you won’t follow the crowd to upgrade.

When do you graduate from this stage? When you accept and can live consistently, though uncomfortably, in your income, including repaying debt; also, you repay consumer debts.


This second level is where you want to build a solid foundation. It is where you fix a sustainable lifestyle without borrowing. For everything except a home, pay cash, or use a credit card and pay the full monthly balance.

To your sacrificial budget, add specific discretionary items ensuring expenses are less than 85% of regular income. Save another 10% of regular income in a capital fund to replace items with a life longer than two years, and for major repairs. Build this account to buy big-ticket items without debt. In the first year in this level, save the remaining 5% of regular income for emergencies.

This is the level you want to operate even in difficult times. The key is to be steady in the good times, and avoid splurging. Most of all, be passionate about living at this level. You must decide when to spend always; never allow cheap financing to seduce you.


Ah; the good life. You’re confident you are maintaining a steady spending level. You are planning major discretionary spending, such as big-screen TV, boat, or hobby items, and paying for big buys from your capital fund.

In the supplemental phase, you add “nice-to-haves” without incurring debt, and without using funds saved for earlier phases.


Debt causes loneliness and inconvenience; still, it could start permanent, invaluable lifestyle-control lessons.

Getting out of debt can be frustrating, and time-consuming. The three-tiered budgeting path will help to minimize frustration and time; it is effective. Try it; the solid foundation is invaluable.

Copyright © 2012, Michel A. Bell

Why People Hate Boxing

OK, hate is a strong word – but it’s clear that boxing is currently is currently low on people’s list of favorite sports. Some people will tell you that boxing is too violent, has too much corruption, and is too primitive to survive. I say that none of these explain boxing’s current state. Don’t let the recent Oscar De La Hoya-Floyd Mayweather, Jr. super fight fool you, the health of boxing still requires dire attention.

How did boxing get in this “sick” state? The reasons may surprise you.

Any institution must be built on solid ground – boxing is no different. In any professional sport, the talent base is sourced from a large pool of willing, young athletes who are then trained at a semi-professional level. Boxing’s talent base is urban and rural as well as national and global. However, the talent base is not the primary issue, it’s where the talent comes from and where it has gone.

“Where the talent comes from” Because of its historical roots as a socio-political platform, unlike any other sport in American history, boxing moves people like no other. Whether it was African-American hero Joe Louis fighting German Max Schmelling for the world heavyweight championship at the height of World War II, the politically-radical Muhammad Ali fighting the politically-neutral Joe Frazier during the later stages of the Civil Rights era, or the 1984 U.S. Olympic boxing team running away with gold medals during the Cold War, boxing has long been a vessel for Americans to show their might literally and figuratively, through a single man or group of men.

As the sports world has become more and more global, many non-Americans (i.e. Mexicans in the lower weight classes, and Eastern Europeans in the higher ones) have started to make their fistic presence felt over the past several years. Outside of die-hard fans, interest in weight classes largely populated by international fighters has confounded the major networks and sponsors who historically tried to cultivate Madison Avenue-friendly, cross-over American fighters to carry the sport (see Sugar Ray Leonard and Oscar De La Hoya) and capture the general sports fan. The major networks and casual boxing fans often wanted their fighters to look, sound, and represent them in some way. As many now do not, people gradually have lost that zeal for the sport. And as zeal is lost, the all-important TV ratings dip, causing sponsors to drop out and networks to drop boxing programming.

“Where it has gone” Speaking of programs, whatever happened to the U.S. National Boxing Team? Affiliation with this team was often a pipeline to success in the ring at the amateur level, and ultimately, as a professional. Historically, the “minor league of American boxing,” membership on the national boxing team was seen as a a privilege. Young fighters not only participated in the world championships and global tournaments across the globe, but were on the short-list of fighters with the opportunity to collect the sport’s holy grail – an Olympic gold medal. This long-cherished booty was like obtaining one’s degree from Harvard, in terms of the doors that it opened. Boxing’s greatest modern stars, including Muhammad Ali, Sugar Ray Leonard and Oscar De La Hoya, were all gold-medal winning athletes who used the trinket as the springboard to lucrative contracts, advertising deals, and television exposure.

Where did this pipeline go and why did it vanish? Simple: over the years, the Olympics lost its luster as must-see TV. When Olympic sports coverage in general declined, amateur boxing suffered as well. With this decline, membership on the U.S. National Boxing Team and the value of the boxing gold lost their luster. As a result, television coverage declined, and fighters lost this “free” promotional vehicle. With the weakening of this amateur pipeline, professional boxing was often left to cultivate fighters from scratch. The results have been mixed, at best.

The biggest benefactors have been professional basketball and football. Since the early 1900s, boxing has often been a “gateway (to socio-econmic inclusion)” sport for the disadvantaged, especially ethnic and racial minorities. Dominated early on by the disenfranchised descendants of Irish, Italian and Jewish immigrants and later by African-Americans, Mexicans and Puerto Ricans, professional boxing in the U.S. has historically been a platform for members of isolated ethnic groups to garner world fame and riches. However, as the prominence of the sport gradually declined over the years (i.e. after the ’80s “golden age”), it was no longer seen as the ideal avenue to athletic renown or wealth. With their guaranteed contracts and endorsement opportunities, professional basketball and football began to trump boxing in the ’80s, as a safer and more profitable alternative to greener pastures outside of the ghetto for many ethnic and racial minorities, who have historically dominated the sport.

These same groups, socio-economically, have continued to dominate the sport, but the major difference is that they have increasingly come from overseas. Much to the chagrin of the major television and cable networks, and some jingoistic fans, the sport has been siphoned into ethnic, global enclaves – with many American fighters toiling in relative obscurity. The heavyweight division is the greatest example of this, with many Eastern European fighters now dominating the rankings. Muhammad Ali and his “world-touring” tendencies – fighting in places like Kinshasa, Zaire against George Foreman to Manila, Philippines against Smokin’ Joe Frazier, truly globalized the sport for the better. Although Americans are very inclusive in many ways, we have come to learn that when it comes to boxing in general, and heavyweights in particular, they often want their boxers as American as apple pie.

The Networks The effect that the media and Hollywood has had on the sport’s sagging popularity can not be overlooked. Rarely is a balanced view of the sweet science given. At best, boxing has often been depicted on screen as the epitome of the gladiator spirit, a caricature even – with two fighters punching each other at will until one falls. At worst, it’s depicted as the armpit of sports, filled with exploitative promoters, fixed fights, bad decisions, criminal athletes, and ring fatalities. Boxing is often cast as the usual suspect when any politician (genuine or not) wants to point out corruption in sports. These factors have not helped reduce the “black eye” that has blurred people’s view over the past decade.

I have already chronicled the decline of amateur boxing on network television. However, this decline wasn’t limited to the amateurs. As a teenager, I remember watching boxing shows nearly every Saturday or Sunday afternoon on ABC’s Wide World of Sports, CBS or NBC. Those days are distant memories. The only network boxing that you will find are a handful of cards on FOX TV – usually mere showcase bouts for former star boxers (like Mike Tyson or James Toney most recently) looking to resuscitate their careers. The explanation that the networks give is that everything comes down to Nielsen ratings – that people don’t watch boxing like they use to. The question that really needs to be asked is: why don’t they? The reasons are many, but greed and impatience are two of the the biggest culprits.

The greed of promoters looking to cash out by signing the most lucrative deal for their fighter(s) has created a situation in which everyone is looking for that big, premium cable deal. Rather than take the long, hard road of fighting for shorter money on network television to build a following as many fighters had done pre-1990, the cable and PPV boon of the late 80s-early 90s created a new arena for fighters to fight less often and make more money. You can’t blame the fighters, who are plying the most brutal trade in sports, with limited benefits and long-term security. However, this shortsighted business model being driven by the promoters and the cable network chieftains has adversely affected the long-term health of the sport. As the quantity of “pay” boxing has increased, the quality of fights has gone down. Due to infrequent fighting schedules, leading to rusty boxers and carefully selected matches for overly-protected “cash-cow” fighters, boxing fans are being victimized – paying to watch over-priced and over-hyped fights that don’t live up to their billing. How many times have you heard someone say, “I can’t believe that I shelled out $44.95 for this crap?”

I have chronicled the reasons why the broader sports world hates the sport, and it’s going to take more than Senator John McCain’s proposal for federal oversight or “few-and-far-between” mega-fights like Oscar De La Hoya vs. Floyd Mayweather to stem this tide.

How to stop hate To regain the “love” of boxing, the Olympics need to be promoted more heavily by the networks carrying them, in order to cultivate American boxing stars. At the professional level, the networks need to carry more boxing cards in order to compete with the cable networks, including PPV. For one, we know that HBO and Showtime can’t beat the pricing of ABC, CBS or NBC – hence the networks competitive advantage. If “free” television were to hire programmers who know boxing, slowly boost ratings among the die-hard fan niche, which will then lead to larger shows – cable television networks would be forced to re-think their model which often showcases single fighters at the expense of many fighters and exploits die-hard fans with a glut of pay-per-view cards to line their coffers.

If we start here, maybe we can get somewhere. If we don’t, my beloved sport will go the way of the dinosaur, and there will be no Steven Spielberg to re-create it.

Methods of Teaching In Schools Adopted By Teachers

Teaching methods are various ways of imparting knowledge to students or pupils in schools. Teaching is one of the best profession in the world because majority of professions and careers derived their origin from Education. Therefore we should adopt in many ways of teaching so that the students can easily assimilate the topics as soon as possible. The most problems encountered by teachers today that affects students negatively is methods of teaching adopted by teachers.

The teachers know the subject and topics very well but find it difficult to teach and transmit this knowledge and ideas to students which make it difficult for the students to understand mostly science oriented subjects and mathematical subjects.

Bad methods of teaching discourage students from knowing the subject as well lead to their failures in the examinations.

Now let us look at the various methods of teaching

1 DESCRIPTIVE METHODS-The teachers starts by describing the topics and subject to the students. E. g the table has four legs and a flat tops. It is used for writing, reading and eating and for serving dinners. The teacher describe in details all he knows about table, house, or any subject matters.

2 EXPLANATORY METHODS-In this methods the teacher start teaching by explaining the topics to students in forms of definition. Examples is money-He or she defines money as anything that is generally acceptable as means of payment and settlement of debts. . it is alegal tender.

The teacher explain into details all he knows about money for students to understand.

3 QUESTIONS AND ANSWER METHODS-The teachers start teaching by asking the students questions relating to the topics and based on the subjects and topics at hands while the students replies by finding solutions to the questions asked. E. g What is Biology?While the students gives back answer by defining biology as the subjects that studie s living things which includes plants and animals.

The teacher then went further to deliver his teaching by explaining in details the meaning of biology and asked them more questions relating to the subject matters at the end of the teaching or lecture.

4 EXPERIMENTAL METHODS-The teacher uses experiment to teach and impart knowledge to the stuidents. it is usually done in the laboratory or classroom with lots of experimental tools and equipments. It creates lasting memory since students are exposed to practicals that enhanced their learning rate. They enen practice it them selves to ascertain levels of understanding while the teachers corrects wher there is mistakes.

5 PLAYWAY METHODS-This is a methods where by the teacher palys with students in form of singing and rhymes recitation while the students or pupils sing along and dance with the teacher.

In doing so the teacher impart knowledge and ideas into the pupils through singing and demonstrating with pupils. E. g Row Row your boat gently down the stream, merrly merrily life is but a dream. While the pupils sing along and play with the teacher. it is applicable to pupils in lower classes such as kindergarten and pre -nursery classes.

6 LECTURE METHODS-This is a methods whereby the teacher deliver his topics or subjects in form of lectures. He stood in front of the students and teach as well dictates to the students as well writes on the chalkboard. He then give them assignment at the end of the lecture.

He explain in details the content of the subject matter.

He then give them assignment at the end of the lecture.

7 FIELD TRIP METHODS-This methods involves the teacher and students embark on a field trip to see things for themselves as well the teacher assigned to this trip shows and explain to the students what they see and came across.

E. g A visit to the zoo, visit to botanical garden, hospitalls, airports, seeports, industries anad banks.

This methods make impression and learning last longer in students memory because of what they see, feel and touch with their five sensory organs of the body such as eyes, nose, tongue, skinn ears etc. This methods is one of the best methods used in scientific research and environmental studies.

8 LISTENING METHODS-The teacher teaches while the students listens to the teacher as he explaiins the topics to the students

All the important points will be explained to the students while students ask questions regarding the areas they do not understand.

The teacher gives the students assignment and home work after the lesson

9 DISCUSSION METHODS-This is a methods whereby the teacher discusses the topics with the students in details. it is a win-win situation, the students asked questions in areas where they do not understand. The teacher start teaching by writing the topics on the chalkboard and discuss it with the students as he progressed with the topics

The teacher gives the students time to ask questions regarding the subject matter.

Examples are Let us discuss the topic-Economics-He then discuss Economics as subject that studies human behaviour in relation to resources that has alternate uses. He then say something about carcicity, choice, opportunity cost, scale of preferences e. t. c to butress his assertion.

Above all teachers should endeavor to adopt the best methods student can easily understand to drive home their points

Teachers should avoid complicated methods that will put the students off during lessons.

Topic sentences should be well highlighted and explained as well be defined clearly for easy assimilation.

Therefore be a good teacher that leaves a good legacy behind for the younger generations. because the youth of today are the great leaders of tomorrow.


A Career in Healthcare Management – A Day in the Life of a Practice Administrator

Your day might not be anything like what I've described below, but the point of the post is to suggest that most administrators put out fires all day long and juggle meetings, email, and employee and physician issues and have very little time for planning and thinking. Depending on how long you've been with your current group, how well trained your staff are, and how many supervisors you have working with you, you might have a much easier day than described below, or a much harder one!

7:00 – 8:00 am

An employee calls you at home before 7 am to say they will not be in. You check the schedule to see how staff can be re-arranged to cover all needs.

8:00 – 9:00 am

As you arrive, two employees have been waiting for you and have things to discuss with you – one wants to reschedule her vacation for the third time and the other wants information on FMLA (Family Medical Leave Act.) You tell the first you'll look at the schedule and get back to her and hand the second a packet of info on FMLA to review.

You check your schedule and note that Nurse's Day is coming up soon and you need to make plans to celebrate their day.

You check your email and see that your state listserv has some interesting information that you forward to your billing manager, asking her to look into the issue and tell you if it applies to your practice.

9:00 – 11:00 am

You handle a patient complaint. You round on everyone in the practice, checking to make sure everyone has what they need and checking on their weekends. On your way back to your office, a nurse mentions that the exam rooms are not being cleaned as thoroughly as they should be; you make a mental note to speak with the cleaning company.

Your 9:30 am meeting is with a broker who has some quotes to share with you in anticipation of your June 30 benefits year-end. Your senior physician has asked that the group consider cutting benefits this year if health insurance rates go up again.

You listen to several voice mail messages that came in while you were meeting with the benefits broker. The first is your EMR project manager calling to say your go-live date might need to be changed; please call him back. Another is a payer asking to schedule a chart audit sometime in the next three weeks.

11:00 – 12:00 pm

A physician lets you know that she's using the last of the Rx pads – could you order some more ASAP?

It is payroll week and you spend most of the hour finishing the payroll and checking with the four employees whose payroll record is missing a punch. You send the payroll file out and move money into the payroll account, checking the bank balance and noting the Electronic Funds Transfer that came in since you checked it on Friday.

12:00 – 1:00 pm

You meet with a physician who has concerns about the compensation schedule. He asks for a report showing his charges, receipts and work RVUs by month for the past two years.

You receive your mail, put bills in the to-be-paid file and note that an employee that you terminated is appealing her unemployment denial and there will be a hearing next week.

You call your printer and put a rush order on Rx pads.

1:00 – 2:00 pm

You look at your calendar and remember the accountant is coming for her quarterly visit today and you do not have everything ready.

You realize lunch is out for today, grab a soft drink from the break room, grab a packet of crackers from your drawer and review your email. You've been advertising on craigslist for a medical records clerk and you take a quick look at the responses you've gotten and see there are two that look like they have possibilities. You call both candidates and leave messages that you'd like to speak with them about the position.

You get the rest of the information together for the accountant and clear a space at the desk where she works when she comes.

2:00 – 3:00 pm

The accountant arrives and starts working, and you know you'll need to stay close to answer any questions she has.

You start working on the reports that the physician has asked for.

You call your EMR project manager but get his voice mail and leave a message. You call the payer and ask for a list of the charts needed for the chart review with a request letter detailing the type of audit.

You start reviewing the report from the benefits broker to see where you might be able to change other benefits to afford to continue the same health insurance plan.

3:00 – 4:00 pm

One of the medical record candidates calls back and you talk with her at length, then invite her to interview with you in two days.

You review the staff vacation schedule to see if you can change the schedule for the employee who has changed her mind about her dates.

You round on everyone in the practice again, checking to see that everyone got a lunch and that things are running smoothly.

When you return from the bathroom you have five voice mails (!), One of them the EMR project manager calling you back again.

4:00 – 6:00 pm

Your billing manager arrives for her standing weekly meeting and reviews the previous week's dashboard numbers for charges, receipts, write-offs and accounts sent to collections. She tells you that one of the check posters has noticed that a payer is not adhering to the contract on payments. The manager wants to know what to do about it. You ask her to track back the payments and identify exactly when the payments started going off-schedule. You call the payer representative and ask for a meeting later this week.

You receive a call back from the second medical records candidate and after speaking with her on the phone, you decide not to invite her to interview.

The employee asking about FMLA stops by and makes an appointment to speak with you tomorrow morning. She tells you that her mother is ill and she will need to miss work to care for her intermittently.

The cleaning crew arrives and you walk through several exam rooms with them, talking about the level of cleanliness that is required. You make a mental note to touch base with the nurse who is monitoring the rooms and see if there is improvement in a few days.

You check your email, straighten your desk surface, notice the to-do list you started the day with that has nothing crossed off. You add two more things to the list, turn off the lights, and leave the office. There's always tomorrow.

Essential Elements of a Quality Management System

A good quality management system in a pharmaceutical company can significantly improve the net profit status, high quality medicines for patients, less rework and recall which save more money, good work environment and compliance with local and international regulations.

Quality management is a philosophy. It takes management understanding, commitment and responsibility before introducing and implementing the concept. Once practiced a good quality management system slowly develop or reshape a sustainable organization culture that pays off rapidly.

The initial step of introducing a good quality management into a system is to know the essential elements of the quality system and clear study from where to start. Company objectives should be clearly understood. Policies should be prepared. Then comes the design of the process flow, validating the process, material flow and organization chart. When a good integration between people, process and material is achieved the next step is to putting the integrated system in a state of control. Any deviation from the controlled system must be analysed and corrected.

Some basic but essential elements of Quality Assurance as depicted in GMP guidelines and ISO 9001 guideline for pharmaceutical industry can be listed as: the Preparation of standard operating procedures of a complete system maintaining cGMP principles; Preparation and maintenance of effective change control of quality and master file documentation; Recording and management of manufacturing change control; Recording and reporting procedure of Deviations of your systems; Quality concern investigation process; Customer complaint investigation procedure; Quality audit procedures; Vendor assessment, evaluation and certification procedure; Quality control laboratory procedure, Rework procedures for the defective manufactured products; Procedures on training for manufacturing staffs and recall procedure.

Standard operating procedures and manuals should be written in details and referenced to relevant other documents, so a new starter within the organization should be trained easily and expected to perform as per procedure. The result will be a common standard of activities across the organization, good tractability of work flow, deviations and ease of corrective actions as necessary.

Standard Operating Procedure

You should prepare SOPs, forms, templates and manuals, which can be used immediately as the system runs. Forms and templates should be used for record keeping which your people can follow routinely.

Documentations – Classification, Definition and Approval

Quality and Technical / Master file documents to be created to build up a good quality management system for your manufacturing sites. Definition of documents, their classification, approval requirements and retention requirements should be understood.

Quality Documentation Management and Change Control

Procedures to be created on how to generate new quality documents or change control of existing documents, review of quality documents, satellite file management, role of document author, approver, document control officer and satellite file administrator. In this procedures you will also define the numbering systems of different quality documents like audit files, SOPs, forms, templates, manuals, training files, QA agreements, project files etc and their effective archiving system.

Preparation, Maintenance and Change Control of Master Documents

Procedures to be created which will particularly focus on the management of master file documents like specifications, control methods, raw materials, finished goods and packaging specification and test reports, formulation, stability files etc required to generate during the product registration in the market.

Deviation Report System

It is a regulatory requirement to capture all sorts of deviations evolves in your systems in order to maintain the continuous improvement of your processes and systems. Procedures should be created that describes how to categorize the deviations between production, audit, quality improvements, technical deviations, customer complaints and environmental, health and safety deviations. It should also describes the management responsibilities of initiating deviation, capturing data, analysis, investigation, determination of assignable cause / s, generation of management report and initiatives to be taken on corrective and preventative actions.

Vendor Selection and Evaluation

Procedures to be followed during the vendor assessment and vendor evaluation for purchasing of raw materials, critical and non critical packaging components, laboratory supplies, engineering supplies and imported finished goods from the vendor. These instructions are essential for approving prospective vendor.

Vendor Certification

This procedure aims to describe the process by which a vendor may be certified to supply materials or services. This procedure applies to vendors that supply a material or service to be used at any stage of manufacture by operations. Here you will describe the roles of each department in the process to certify an approved vendor.

Product Complaint Procedure

You should have strong procedure to cover the receipt, logging, evaluation, investigation and reporting system of all complaints received from customers for the marketed products. This procedure should contain step by step instruction to be followed during the customer complaint management like numbering of complaint, registering the complaint, evaluation, determination of assignable cause for the complaint deviation, implementation of corrective and preventative actions, trending of complaints and handling of counterfeit products.

Annual Product Review

Some countries require reports as Annual Product Review to sell your products into their market. So you have to create instructions on how to do annual product review, to evaluate data, trends and to identify any preventative or corrective action that would lead to product quality improvements and report them to management.

Rework Procedure

Procedure should contain the step by step instructions to be followed when the rework of an in-process or completed finished good is required. Product Identification and Traceability The purpose of this procedure is to define the method used for the identification of all contributing materials that could affect product quality and to ensure their full traceability.

GMP Audits

Procedure should be created to describe the process of planning, performing, reporting and follow-up of different audits for your systems like Internal Quality audit, Vendor audit, Environmental Health and Safety (EHS) audit, EHS workplace inspection, Housekeeping audit.

Evaluation of Batch Documentation and Release for Sale

This procedure should describe the process of collection, evaluation and record of batch related document generated during the production of a batch before an authorized person can release the batch for sale.

GMP Training

Effective GMP related training modules to be created for your manufacturing staffs. Training records and reports have to produce on each employee as justified.

Management and Control of Contract Work

There should have procedure to describe the management and control of contract work provided by the contractors for packaging and finished products for your company as well as control of contract works done by your company on behalf of others.

Quality Concern Investigation Process

Procedure should be made that contains instructions to follow when conducting Investigations collection of data and information, analysis, assigning root cause, determine corrective and preventive actions.

Online Poker Benefits

Online poker has become one of the most popular online casino games. Whether it is played for real money or just for fun, playing poker online is the favorite activity of millions of people all around the world. Even though there are still a lot of people who do not understand why this is so, the reasons why so many players enjoy playing this addicting card game online are numerous. One of the greatest benefits of this game is the fact that it is played just like regular poker games at casinos, with the only difference being the fact that it is played from the comfort on your own home. What this means is that you have to follow the rules of the game, but not the dress code, nor the rules of conduct at a fancy casino.

The Benefits of Playing Poker Online

Although there are many different online casino games available to people, poker is still the number one casino game in the world. When playing poker games, poker players are given the chance to have loads of fun, play with people all around the world, play against real poker pros, enjoy multiple poker games at a time and even try to make some money while playing this addicting game. Aside from these benefits, another one of the amazing benefits of online poker is the ability of poker players to remain anonymous, which is great for those who have to keep this hobby a secret. Also, you can make a lot of money in the computer world and spend it in the real world on whatever you want.

Playing Poker Online for Real Money

Playing poker online for real money can prove to be either the best or the worst thing that has ever happened to you – depending on how seriously you choose to take it. Namely, it is easy to get carried away in a game of online poker and lose a lot of money without even noticing it. Therefore, it is always advisable to have a good plan of managing the money you invest and hopefully earn. Playing for fun at first and slowly starting to invest smaller amounts of money is the best way of managing your funds in online casino games. Besides this, you should also always put the majority of your potential winnings in a separate account and use it for everything but online casino games. By doing this, you will learn that the money spent or earned at online casinos is nevertheless real money and that it should always be respected.

Insurance Software Solutions

Insurance software solutions have changed the insurance market in a big way. This software is produced by a number of Internet companies and provides innovative and cost- effective solutions for the insurance field. A good insurance software package will enable a business to reduce operational costs, improve customer service and stay current on emerging business and regulatory needs.

Insurance software solutions packages often include business information and services to enhance customer service. This can include customer service management, premium-benefit issues and claims processing. The software program you select should have a proven track record and offer professional, courteous services for integration, conversion, training and support. recommends the following Insurance software solutions programs:

The Gen4 Product Suite is a leader in providing integrated, full service agency, human resources and employee management solutions. Insurance companies benefit because the program offers more features, efficiency and data accuracy, as well as easier data migration and the best end-user experience to meet your companies specific needs.

Strategic Insurance Software, Inc manufactures SEMCI PARTNER – a full-featured management system that provides an integrated prospect client and policy database with features like notes, reports, word processing and marketing.

AGO Insurance Software, Inc. has computer software and services for the property and casualty industry. The packages include solutions for policy administration, claims processing, accounting, bureau reporting and expert systems. They provide implementation and on-site training on both the micro and midrange platforms, including client/server installations.

The IBQ Systems is an application service provider (ASP) focused on increasing productivity in the insurance industry via the Internet. IBQ’s products focus on the exchange of data between insurance companies and agents. Moving the industry away from paper transactions, IBQ increases the efficiency of insurance sales and maintenance, while reducing the cost per transaction. IBQ’s tightly integrated suite of products includes rating programs (Q-Rater), application software (Q-App), and administrative modules (Q-Admin) that allow you to offer virtually any type of insurance to your agent base. All products are Internet- based, and they can be used from any computer with web access.

Tips For Waiters and Bartenders to Save Money

Waiters and bartenders may find that they have a particularly hard time when it comes to saving money. After all, it seems that cash-in-hand (or wallet) is spent faster than cash in the bank and waiters and bartenders receive a large percentage of their salary as cash tips.

How then can waiters and bartenders learn to save money? Saving money requires discipline, no matter what your occupation. However, these few tips for waiters and bartenders to save money should help put you on the right path.

Stop at the bank on your way home. The wisest thing to do is to get rid of that cash that’s burning a hole in your pocket and put it into the bank where you are less likely to spend it and it can earn a bit of interest. If possible, try to select a bank that is on your way home to make this process easier. If you have to go out of your way, you’re less likely to do it.

Put it in a locked piggybank. Of course, you’ll need to be able to get your money out sometime, but you also want to make it difficult to spend. Create a piggybank that’s hard to open. For example, you may want to take an old shoebox, cut a small slit in it, and wrap it in duct tape. This way, it’s easy to get your money in, but hard to get it out. When the box feels heavy, take it to the bank and deposit it all at once.

Use the envelope method. This works particularly well due to the amount of cash that waiters and bartenders tend to carry. Create a monthly budget for the different things that you need – rent or mortgage, utilities, entertainment, savings, and so on. Give each category an envelope and put your money into each envelope when you come home. You can only use the money in the envelope for its intended purpose.

Eat at your restaurant. Besides saving the cash that they get in tips, waiters and bartenders can often save money when they eat at the restaurant they work at. Restaurants typically offer employees a discount on purchases. Since food is a big expense for most people, this discount can quickly add up. If your food options get boring after awhile, try trading with a worker at another restaurant.